Swati Amin of Charlotte tried her luck on a $30 scratch-off and won a $4 million top prize.

Amin bought her lucky Carolina Black Premier ticket from BJ’s Food Mart on Michigan Avenue in Asheville. Amin sometimes works at the store and said she bought her ticket after getting off work.

When Amin arrived Friday to collect her prize, she had a decision to make. She could choose to receive the prize as an annuity of $200,000 over 20 years or a lump sum of $2.4 million. She chose the lump sum of $2.4 million and, after required state and federal tax withholdings, took home $1,722,008.

The Carolina Black Premier game debuted in July with three $4 million top prizes and six $100,000 prizes. Two $4 million prizes and six $100,000 prizes remain to be claimed.

For details on how $60 million raised by the lottery made a difference for education programs in Mecklenburg County last year, visit www.nclottery.com and click on the “Impact” section.