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news blog > article

Charlotte woman gets $400,000 a year for 20 years as $8 million prize

July 8, 2025 Posted by NC Lottery at 12:05 PM
image-photo

Latonya Rayford of Charlotte tried her luck on a $50 scratch-off and won a $8 million top prize that she will collect in $400,000 annual payments for 20 years.

She bought her lucky $8 Million Money Maker ticket from the BP Food Mart on West Sugar Creek Road in Charlotte.

When Rayford arrived at lottery headquarters Monday to collect her winnings, she had a decision to make. She could choose to receive her prize as an annuity of $400,000 a year over 20 years or a lump sum of $4.8 million.

Rayford chose the annuity of $400,000 and received the first of her 20 payments on Monday. After required state and federal tax withholdings, she took home $287,014. For the next 19 years, she’ll get a check for $400,000 until the full $8 million prize is paid.

The $8 Million Money Maker game debuted in December with five top prizes of $8 million and 10 prizes of $100,000. Three $8 million prizes and seven $100,000 prizes remain to be claimed.


6 COMMENTS

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7/08/2025 04:54 - chris i.

Way to go love!

7/08/2025 04:17 - Test U.

can I ask you a question please?NC Lottery
Of course! We're always happy to answer player questions. Just let us know how we can help. :)

7/08/2025 01:56 - Angela A.

@NCEL say what you want...I am going to Charlotte to buy my next batch of scratch-off tickets... Some how at lot of top prizes end up there!

7/08/2025 01:11 - Michael B.

This win shows everyone that tickets are randomly distributed throughout retailers. NCEL is not placing tickets in certain areas it’s randomly disturbed. This gas station is in a very rough part of town in Charlotte. Nice win !

7/08/2025 12:55 - Cheryl H.

Congratulations ????

7/08/2025 12:41 - Sherry L.

Congratulations!! Totally Awesome!

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